Credit, debit & prepaid cards

クレジットカード · Kurejitto kado

First-card starting points, credit screening, debit alternatives, and repayment settings.

CODE: BANK-CARDS

CREDIT Issuer screening

DEBIT Linked bank balance

PREPAID Loaded balance

REPAYMENT Check every statement

Before You Apply or Pay

Confirm the details with your bank, issuer, or transfer provider.

0 OF 5 PACKED

Choose the payment type Credit is billed later; debit generally draws on a linked balance; prepaid uses funds loaded in advance. Debit and prepaid acceptance varies, especially for recurring bills and deposits.
Read the actual product terms Compare annual fees, foreign-currency charges, rewards conditions, payment dates, and supported bank accounts. A low headline fee does not describe every cost.
Prepare accurate application details Follow the issuer's identity, address, contact, employment, and income requirements. Credit approval and limits depend on screening; no card is guaranteed for foreign residents.
Confirm the repayment setting Check whether purchases default to one-time payment, installments, or revolving payment (ribo-barai). Some products or promotions enroll purchases into revolving payments.
Check the statement and payment account Keep sufficient funds for the scheduled debit and review transactions promptly. Contact the issuer early if payment will be difficult or a transaction is unfamiliar.

General information only. Confirm current eligibility, fees, payment terms, and documentation with your bank, card issuer, or transfer provider before acting.