Opening a Japanese bank account

銀行口座 · Ginko koza

Newcomer starting points, English-language options, required documents, and name matching.

CODE: BANK-ACCOUNT

ELIGIBILITY Bank-specific

LANGUAGE Confirm branch support

DOCUMENTS ID + address evidence

COSTS Check current fee schedule

Before You Apply or Pay

Confirm the details with your bank, issuer, or transfer provider.

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Confirm account eligibility Ask about residence status, remaining period of stay, employment, and transaction restrictions. A six-month stay is not a universal guarantee or universal waiting period.
Prepare the bank's document list Common requests include a residence card, passport, address evidence, and a Japanese contact number. Some banks ask for an employer or student document, signature, or seal.
Match your registered name Use the spelling and name order required by the bank. Confirm the katakana account name before linking payroll, cards, or utilities.
Check incoming and outgoing payments Confirm that your employer can pay into the account and that planned direct debits and transfers are supported.
Secure online access Enable available account alerts and authentication. Keep your address and residence-card information current.

General information only. Confirm current eligibility, fees, payment terms, and documentation with your bank, card issuer, or transfer provider before acting.