Domestic & international transfers

振込・海外送金 · Furikomi / Kaigai sokin

Account details, exchange-rate spreads, recipient fees, and checks before sending money.

CODE: BANK-TRANSFER

DOMESTIC Bank + branch + account

INTERNATIONAL Route-specific details

COST Fees + FX spread

DELIVERY Provider estimate

Before You Apply or Pay

Confirm the details with your bank, issuer, or transfer provider.

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Verify the recipient independently For domestic transfers, confirm the bank, branch, account type, number, and registered name. Verify unexpected changes to payment instructions using a known contact method.
Compare the amount received Compare offers for the same amount and currency pair at the same time. Include sender fees, exchange-rate spread, and any intermediary or recipient-bank charges.
Check restrictions and documents Ask about transfer limits, supported destinations, identity checks, and any My Number, purpose-of-payment, or source-of-funds documentation.
Confirm timing and cancellation rules Cutoffs, holidays, compliance checks, and recipient-bank processing can change delivery time. Cancellation or recovery may be limited once money is sent.
Keep the confirmation Retain the provider reference, exchange rate, fees, and recipient details. Track the transfer through the provider rather than links in unsolicited messages.

General information only. Confirm current eligibility, fees, payment terms, and documentation with your bank, card issuer, or transfer provider before acting.