Health Insurance (Kenko Hoken)

健康保険 · Kenkō Hoken

Shakai vs national health cover, the 30% copay, and the cap that saves you in a crisis.

CODE: TAX-KENPO

COPAY 30% STANDARD

CLINIC COVERAGE 70% COVERED

CRISIS CAP HIGH-COST RELIEF

ENROLLMENT WITHIN 14 DAYS

BUREAUCRACY FRICTION

Documentation rigor 2 / 5 (LOW)

Processing wait 2 / 5 (LOW)

Interview demand 1 / 5 (LOW)

Cost burden 1 / 5 (LOW)

Show the card, pay 30%, go home. The admin is enrollment and re-enrollment between jobs.

Mandatory Submission Pack

Verify each asset before the immigration desk sees it.

0 OF 4 PACKED

Employees: Shakai via Company AUTO Health + pension bundled, premiums split with the employer on payroll. Nothing to file.
Between Jobs: Kokumin at City Hall REQUIRED Enroll in national health insurance within 14 days of losing employee cover. Premiums are income-based.
Link the My Number Card SMART Register it as your hokensho (Maina hokensho) for cardless check-ins and kombini certificate access.
Big Bills: High-Cost Relief KNOW IT Kogaku ryoyohi (高額療養費) caps monthly out-of-pocket by income band — apply before or after major treatment.

General information only — immigration rules change and cases vary. Confirm with the Immigration Services Agency or a registered specialist before acting.